WEDNESDAY, JANUARY 4, 2017
Everyone is accustomed to that renewal coming every six months for your car insurance. Almost every time it comes, yep, it's a little higher than the last six months. There is an option.
Call us if you would like to have a 12 month policy quoted. Sometimes it is the six months just doubled. You're thinking 'that's no savings'. Actually, you have just saved yourself that six month term increase that sneaks in under the radar.
There are other savings to be had as well. The paid-in-full discount can still be had. Some of the companies we represent will let you pay the annual premium in two payments with no additional fees. With automatic monthly payments, you do not incur any installment fees and avoid possible late fees.
North Carolina is infamous for their statewide rate increases. Twelve month policies could hold that at bay. If the unfortunate accident or violation occurs, you will not feel the effects of that until the premium renews at the end of the policy period. That will affect your premiums for three years from the date of the incident. You have already 'locked in' your rate for a year, delaying the increase. Keep in mind that every individual is different as well as the circumstances that affect their rate. Your agent should contact you when your renewal is near. Remember, they work for you. They provide a service for you.
If you do not have a relationship with an agent, maybe it's time you changed. We try to go the extra mile for our customers. We think it is important to be the face and the name that serves our customers to the best or our ability and with the utmost respect. Ever wonder where that person is on the other end of the line? We are right on Main Street in downtown Monroe. We work for you. Contact us if you would like to compare six and twelve month policies and rates.